Burden is employer-specific
Payroll taxes, insurance, paid leave, pension, and other employer costs vary. Use figures from your own records or qualified adviser.
Free cost tool
Loaded labor cost calculator
See the hourly employer cost behind a wage before adding overhead, supplies, equipment, or profit.
Loaded labor cost$22.49 / hourWage + burden + hourly benefits
Illustrative 160-hour month$3,598Example only; use actual paid hours
Formula
loaded hourly cost = wage × (1 + burden %) + fixed hourly benefitsDo not hide overhead here
Office rent, sales, software, vehicles, and owner administration are usually company overhead—not direct worker burden. Keep the categories separate.
Update the assumption
Review the loaded rate when wages, insurance, benefits, employment rules, or your staffing model changes.